1. Acceptance of Terms
By accessing or using the True Pledgorine website ("Site") or any services made available through it (the "Services"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, please do not use the Site or the Services.
2. Description of Services
True Pledgorine provides informational content, tools, and resources relating to capital allocation and related topics. Nothing on the Site constitutes financial, investment, tax, or legal advice, and no content should be relied upon as a substitute for consultation with an appropriately qualified professional.
We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice, and without liability to you.
3. Eligibility
By using the Site, you represent that you are at least the age of majority in your jurisdiction of residence and that you have the legal capacity to enter into these Terms. If you are using the Site on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.
4. Use of the Site
You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You agree not to:
- Use the Site in any way that could damage, disable, or impair its operation.
- Attempt to gain unauthorised access to any part of the Site, related systems, or networks.
- Reproduce, duplicate, copy, sell, or exploit any portion of the Site without express written permission.
- Use any automated system, including bots or scrapers, to access the Site without our prior consent.
- Submit false, misleading, or fraudulent information through any form or contact channel on the Site.
5. Intellectual Property
All content on the Site, including text, graphics, logos, layouts, and design elements, is the property of True Pledgorine or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from any content on the Site without our prior written consent.
6. Third-Party Links
The Site may contain links to third-party websites or resources. Such links are provided for convenience only. True Pledgorine does not endorse and is not responsible for the content, accuracy, or practices of any third-party site, and your use of any such site is at your own risk and subject to that site's own terms.
7. No Financial Advice
Any information, tools, or materials presented on the Site are for general informational purposes only. They do not take into account your individual circumstances, objectives, or financial situation. Capital allocation and related activities involve risk, including the possible loss of principal, and past performance or illustrative figures are not indicative of future results. You should seek independent professional advice before making any financial decision.
8. Submitted Information
Where you submit information to us through a contact form, enquiry, or similar mechanism, you agree that the information provided is accurate to the best of your knowledge. Our handling of personal data submitted through the Site is described in our Privacy Policy, which forms part of these Terms by reference.
9. Disclaimers
The Site and Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or availability. We do not warrant that the Site will be uninterrupted, timely, secure, or error-free.
10. Limitation of Liability
To the fullest extent permitted by applicable law, True Pledgorine and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of, or inability to use, the Site or Services, whether based on warranty, contract, tort, or any other legal theory, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless True Pledgorine, its affiliates, officers, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices, services, or legal obligations. Any changes will be posted on this page, and where appropriate, we may provide additional notice. Your continued use of the Site following any changes constitutes acceptance of the revised Terms.
13. Termination
We may suspend or terminate your access to the Site or Services at our discretion, without notice, if we believe you have violated these Terms or engaged in conduct that we deem harmful to True Pledgorine, other users, or third parties.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which True Pledgorine is registered, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, subject to applicable mandatory consumer protection laws.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
Questions regarding these Terms may be directed to us through the contact channel provided on our Contact page.